Mutual Fund Resource Center

Planning for Retirement


Retirement Plans Offered by Guggenheim Investments


Traditional IRAs
For tax year 2019, if you have earned income from wages or a salary and are under age 70 ½, you can make contributions of up to the annual contribution limit or 100% of your income, whichever is less.

For tax year 2020 and going forward, Traditional IRA owners with earned income can make contributions at any age.

Rollover IRAs
Rollover IRAs are designed for those who are changing jobs or retiring and want to move their assets from their former employer's retirement plan. A Rollover IRA enables you to "rollover" these assets without incurring the withholding tax and early redemption penalty that the government imposes on direct cash distributions. To rollover your retirement plan assets to Guggenheim Investments, you can arrange for a direct rollover from your former employer to Guggenheim Investments.

SEP IRAs (Simplified Employee Pension)
If you are a self-employed individual with or without employees, a SEP IRA enables you to make pre-tax contributions to your own or your employees' accounts. As with other types of IRAs, earnings in a SEP IRA grow tax-deferred. SEP IRA contributions are limited to the lesser of 25% of an individual's income or the annual SEP contribution limit set by the IRS.

Roth IRAs
A Roth IRA is similar to a Traditional IRA except that contributions to a Roth IRA are not deductible - but your investment earnings grow tax-free. Other differences are that contributions can be made at any age, there are no mandatory distributions, and certain qualified distributions may be tax-free.

Other Retirement Plans Offered:

  • SIMPLE IRAs (Savings Investment Match Plans for Employees)
 

This information does not constitute tax advice. Please consult your tax advisor and/or state and local tax offices for more complete information.

 



Read a prospectus and summary prospectus (if available) carefully before investing. It contains the investment objective, risks charges, expenses and the other information, which should be considered carefully before investing. To obtain a prospectus and summary prospectus (if available) click here or call 800.820.0888.

Investing involves risk, including the possible loss of principal.

Guggenheim Investments represents the following affiliated investment management businesses of Guggenheim Partners, LLC: Guggenheim Partners Investment Management, LLC, Security Investors, LLC, Guggenheim Funds Distributors, LLC, Guggenheim Funds Investment Advisors, LLC, Guggenheim Corporate Funding, LLC, Guggenheim Partners Europe Limited, Guggenheim Partners Fund Management (Europe) Limited, Guggenheim Partners Japan Limited, GS GAMMA Advisors, LLC, and Guggenheim Partners India Management. Securities offered through Guggenheim Funds Distributors, LLC.

© Guggenheim Investments. All rights reserved.

Research our firm with FINRA Broker Check.

• Not FDIC Insured • No Bank Guarantee • May Lose Value

This website is directed to and intended for use by citizens or residents of the United States of America only. The material provided on this website is not intended as a recommendation or as investment advice of any kind, including in connection with rollovers, transfers, and distributions. Such material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. All content has been provided for informational or educational purposes only and is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation. Investing involves risk, including the possible loss of principal.