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Diversified Dividend & Income Portfolio Series 41


Investment Objective

The Diversified Dividend & Income Portfolio, Series 41 ("Trust") seeks to provide dividend income potential coupled with the potential for long-term capital appreciation.

Principal Investment Strategy

Selection Criteria

Risks and Other Considerations

Portfolio Information

Daily Data

Offer Price $10.3928
Wrap Fee Price $10.1570
Liquidation Price $10.1570
Remaining Deferred Sales Charge $0.2250

CUSIPs

Cash 40178C428
Reinvest 40178C436
Fee/Cash 40178C444
Fee/Reinvest 40178C451

 

Deposit Information

Inception Date 9/9/2024
Non-Reoffered Date 3/10/2025
Mandatory Maturity Date 9/9/2026
Ticker Symbol CDDIPX
Trust Structure Grantor
Inception Unit Price $10.0000
Inception Liquidation Price $9.7750
Deferred Sales Charge Dates Apr 2025
May 2025
Jun 2025
Term 2 Years
Number of Holdings 40

Historical Annual Dividend Distribution*

Per Unit $0.2560
Rate 2.46%
Rate Fee Based 2.52%

* The Historical Annual Dividend Distribution (HADD) is as of the day prior to trust deposit and subject to change. There is no guarantee the issuers of the securities included in the Trust will declare dividends or distributions in the future. The HADD of the securities included in the Trust is for illustrative purposes only and is not indicative of the Trust’s distribution rate. The HADD is the weighted average of the trailing twelve-month distributions paid by the securities included in the portfolio and is reduced to account for the effects of fees and expenses, which will be incurred when investing in the Trust. The HADD will vary due to certain factors that may include, but are not limited to, a change in the dividends paid by issuers, a change in Trust expenses or the sale or maturity of securities in the portfolio.


Portfolio Holdings Analysis

All data is subject to change daily. Data may differ from the prospectus due to different data sources or market changes. Please refer to prospectus for additional information about the trust including the portfolio section criteria. Source: FactSet Research Systems Inc. unless otherwise noted. The total percentages may not be equal to 100% due to rounding. N/A indicates that certain securities have not been identified and/or classified by the data provider. A unit is a combination of securities or types of securities traded together.

Fundamental Data

Weighted Average Price/Earnings (P/E) Ratio 36.12
Weighted Average Price/Book (P/B) Ratio 7.88
Weighted Average Market Cap (MM) $174,948.95

Market Cap & Style Breakdown

Value Growth Total
Large-Cap 59.92% 17.62% 77.54%
Mid-Cap 19.83% 2.63% 22.46%
Small-Cap -- -- --
Total 79.75% 20.25% 100.00%

Asset Class

US Common Stock 95.21%
REIT 4.79%
Total 100.00%

Market Cap Breakdown

Style Breakdown

Sector & Industry Breakdown

Financials 19.91%
 Banks 7.43%
 Capital Markets 5.02%
 Financial Services 4.99%
 Insurance 2.46%
Health Care 17.81%
 Biotechnology 5.20%
 Health Care Equipment & Supplies 2.47%
 Pharmaceuticals 10.13%
Industrials 11.50%
 Air Freight & Logistics 2.28%
 Building Products 2.52%
 Commercial Services & Supplies 2.29%
 Ground Transportation 2.11%
 Industrial Conglomerates 2.31%
Consumer Staples 9.64%
 Beverages 2.29%
 Consumer Staples Distribution & Retail 2.30%
 Food Products 5.05%
Information Technology 8.61%
 Electronic Equipment Instruments & Components 2.11%
 IT Services 2.08%
 Semiconductors & Semiconductor Equipment 4.42%
Energy 6.57%
 Oil Gas & Consumable Fuels 6.57%
Utilities 6.20%
 Electric Utilities 6.20%
Materials 5.17%
 Chemicals 5.17%
Communication Services 5.10%
 Diversified Telecommunication Services 2.58%
 Media 2.52%
Real Estate 4.79%
 Health Care REITs 2.45%
 Retail REITs 2.35%
Consumer Discretionary 4.70%
 Hotels Restaurants & Leisure 2.35%
 Specialty Retail 2.35%
Total 100.00%

Country Breakdown

United States 100.00%
Total 100.00%

Regional Breakdown

North America 100.00%
Total 100.00%

Developed Status

Developed 100.00%
Total 100.00%

Past performance is no guarantee of future results. Investment returns and principal value will fluctuate with changes in market conditions. Investors' units, when redeemed, may be worth more or less than their original cost.


Principal Investment Strategy

The Trust consists of a diversified portfolio of dividend-paying equity securities. The sponsor believes that dividends are often a good indicator of a corporation’s current financial condition and, furthermore, may signal management’s belief in a profitable future for the corporation. Investors seeking to return to the often volatile equity markets may consider the income available from a group of dividend-paying securities as a logical first step toward reentry into such markets. However, there can be no assurance that any security held by the Trust will meet the Trust’s objective.

As a result of this strategy, the trust invests significantly in the financial sector.

As of the date of deposit, the trust held a significant amount of its assets in dividend-paying mid- and large-capitalization U.S. common stocks.

Selection Criteria

The Sponsor selects domestically-traded companies that it believes are core holdings of a diversified dividend-paying portfolio. To select the portfolio the Sponsor follows a disciplined process which includes both quantitative screening and qualitative analysis. The Sponsor begins with the companies currently in the Russell 3000® Index and identifies a universe of securities with higher indicated dividend yields than their average counterpart within the same Global Industry Classification Standards (“GICS”) sector. From this universe of approximately 400 companies, the Sponsor identifies companies for inclusion in the portfolio through a qualitative analysis, which may be primarily based on, but not limited to, the following factors:

  • Cash-flow Adequacy. The Sponsor favors companies with recent earnings, operating cash-flow, and free cashflow significantly higher than the dividends paid.
  • Balance Sheet. The Sponsor favors companies that possess overall financial strength and exhibit balance sheet improvements relative to their peers and the marketplace.
  • Valuation. The Sponsor favors companies whose valuations appear to be attractive based on measures such as price-to-earnings, price-to-book and price-to-cash flow.
  • Industry Leadership. The Sponsor favors companies that possess a strong competitive position among their domestic and global peers.
  • Growth. The Sponsor favors companies with a history of (and prospects for) above average growth of dividends, sales and earnings.

For the final step the Sponsor weights the selected securities such that the portfolio has no more than approximately 20% of its net assets (as of the date of deposit) in any one given GICS sector. Please note that due to the fluctuating nature of security prices, the weighting of a sector in the Trust portfolio may change after the date of deposit.

The Sponsor believes that one factor that may provide increased returns for shareholders over long periods of time is dividend reinvestment. Reinvesting dividends has historically had a significant compounding effect on investor returns. However, there is no guarantee that dividend reinvestment will have such a compounding effect on investor returns in the future.

Risks and Other Considerations

As with all investments, you may lose some or all of your investment in the Trust. No assurance can be given that the Trust’s investment objective will be achieved. The Trust also might not perform as well as you expect. This can happen for reasons such as these:

  • Securities prices can be volatile. The value of your investment may fall over time. Market value fluctuates in response to various factors. These can include stock market movements, purchases or sales of securities by the Trust, government policies, litigation, and changes in interest rates, inflation, the financial condition of the securities’ issuer or even perceptions of the issuer. Changes in legal, political, regulatory, tax and economic conditions may cause fluctuations in markets and securities prices, which could negatively impact the value of the Trust. Additionally, events such war, terrorism, natural and environmental disasters and the spread of infectious illnesses or other public health emergencies may adversely affect the economy, various markets and issuers. An outbreak of a novel form of coronavirus disease (“COVID-19”) was first detected in December 2019 and rapidly spread around the globe leading the World Health Organization to declare the COVID-19 outbreak a pandemic in March 2020 and resulting in major disruptions to economies and markets around the world. The complete economic impacts of COVID-19 are not yet fully known. The COVID-19 pandemic, or any future public health crisis, is impossible to predict and could result in adverse market conditions which may negatively impact the performance of the Trust and the Trust's ability to achieve its investment objectives. Units of the Trust are not deposits of any bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.
  • The Trust invests significantly in the financial sector. As a result, the factors that impact the financial sector will likely have a greater effect on this Trust than on a more broadly diversified trust. Companies in the financial sector include banks, insurance companies and investment firms. The profitability of companies in the financial sector is largely dependent upon the availability
    and cost of capital which may fluctuate significantly in response to changes in interest rates and general economic developments. Financial sector companies are especially subject to the
    adverse effects of economic recession, decreases in the availability of capital, volatile interest rates, portfolio concentrations in geographic markets and in commercial and residential real
    estate loans, and competition from new entrants in their fields of business.
  • Share prices or dividend rates on the securities in the Trust may decline during the life of the Trust. There is no guarantee that share prices of the securities in the Trust will not decline and that the issuers of the securities will declare dividends in the future and, if declared, whether they will remain at current levels or increase over time.
  • The Trust invests in securities issued by mid-capitalization companies. These securities customarily involve more investment risk than securities of large-capitalization companies. Mid-capitalization companies may have limited product lines, markets or financial resources and may be more vulnerable to adverse general market or economic developments.
  • The Trust may be susceptible to potential risks through breaches in cybersecurity. A breach in cybersecurity refers to both intentional and unintentional events that may cause the Trust to lose proprietary information, suffer data corruption or lose operational capacity. Such events could cause the Sponsor of the Trust to incur regulatory penalties, reputational damage, additional compliance costs associated with corrective measures and/or financial loss. In addition, cybersecurity breaches of the Trust’s third-party service providers, or issuers in which the Trust invests, can also subject the Trust to many of the same risks associated with direct cybersecurity breaches.
  • The Trust is subject to risks arising from various operational factors and their service providers. Operational factors include, but not limited to, human error, processing and communication errors, errors of the Trust’s service providers, counterparties or other third-parties, failed or inadequate processes and technology or systems failures. Additionally, the Trust may be subject to the risk that a service provider may not be willing or able to perform their duties as required or contemplated by their agreements with the Trust. Although the Trust seeks to reduce these operational risks through controls and procedures, there is no way to completely protect against such risks.
  • Inflation may lead to a decrease in the value of assets or income from investments.
  • The Sponsor does not actively manage the portfolio. The Trust will generally hold, and may, when creating additional units, continue to buy, the same securities even though a security’s outlook, market value or yield may have changed.

See “Investment Risks” in Part A of the prospectus and “Risk Factors” in Part B of the prospectus for additional information.

Please see the Trust prospectus for more complete risk information.

Unit Investment Trusts are fixed, not actively managed and should be considered as part of a long-term strategy. Investors should consider their ability to invest in successive portfolios, if available, at the applicable sales charge. UITs are subject to annual fund operating expenses in addition to the sales charge. Investors should consult an attorney or tax advisor regarding tax consequences associated with an investment from one series to the next, if available, and with the purchase or sale of units. Guggenheim Funds Distributors, LLC does not offer tax advice.




Read a prospectus and summary prospectus (if available) carefully before investing. It contains the investment objective, risks charges, expenses and the other information, which should be considered carefully before investing. To obtain a prospectus and summary prospectus (if available) click here or call 800.820.0888.

Investing involves risk, including the possible loss of principal.

Guggenheim Investments represents the following affiliated investment management businesses of Guggenheim Partners, LLC: Guggenheim Partners Investment Management, LLC, Security Investors, LLC, Guggenheim Funds Distributors, LLC, Guggenheim Funds Investment Advisors, LLC, Guggenheim Corporate Funding, LLC, Guggenheim Partners Europe Limited, Guggenheim Partners Japan Limited, and GS GAMMA Advisors, LLC. Securities offered through Guggenheim Funds Distributors, LLC.

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